I am a national, and International residential, and commercial building inspection Or home inspector as you are calling it for the past 36 years with over 39 certifications. The answers to your questions
A. Most homeowner don't know how there home runs they pay more attention to there cars. Which I think is stupid it your biggest and best investment. But that the fact. And, No they won't point out problems they will cover them 9 of of 10 times.
B. My reports start from crawl space to walking the roof, mold radon, lead, so I am not sure whom you have talk to but you need to get a experience qualified inspector not one that paid 50.00 for a test.
C. I Only provide the highest qualified report which is 46 pages. with pictures.
D. I usually request funds prior to walking into the inspection only because I been stiffed a few times so a few bad apples ruin it for the rest.
E. Which ever they are not certified to perform look at their qualifications. I can do everything from foundation electrical roofing pools, spas, etc. 39 more than anyone else I know. So basical I can inspect anything.
F. A report is written and will explain where there are defaults and code violations. At that point prior to the sell the seller should fix the defects or problems. it is up to the seller and buyer what they agree on.
G. There not a law that a home has to have a home inspection there should be but there not one in any state I am aware of.
H. Home Inspector, and Home Appraiser are two different services. Me personal I can sale buy, inspect appraise but I don't mix them. I like inspection and that what I do. Please to many legal issues arise with combining the two. So, I would never do that. Thank but no thanks.
I. Hazard are reported in a proper home inspection.
J. Home inspectors 85% have no real estate experiance just had one done figure they can do a test online for 50.00 and open a business. Again make sure you hire an experiance Home inspector with over 15 years experiance.
K. All the defects and notes are inclosed in a full home inspection report. And have to be disclosed along with the pictures.
L. Buyers higher home inspector not real estate agents that would be a conflict of interest.
M. There are several home Inspection agencencies such as InterNachi.org and other not just one.
N. I am sorry but this statement is the most untruthful one I have come across I provide a complete report not only on the surrounding property but the building and disclose everything or I guarantee to buy the home at the purchase price back from the buyer!.
As for the other statements you get what you pay for you want a cheap inspector then that is the service you pay for. I charge 450.00 plus depending on the property and size But it also takes me 4-6 hours.
We our certified and take courses, I have know Idea where any of this is coming from But if you would like to know anything I can help you with you are more them welcome to contact me.