Ask Experts & Get Answers to Your Questions - ASAP
Hi, two things to consider are the rating of the agency and the rates that they charge. Metlife is among the best. I do not work for Metlife and they are not a client of mine. Here are two links that may be of interest.
The ratings are important because they are a measure of the financial strength of the company, and therefore their ability to pay claims.
Another thought - some financial advisors say it is better to purchase term life insurance and invest the difference with a broker. In other words, the increase in premiums of whole life over term life may be better invested with an investment broker than an insurance company. Here is another link that explains more about whole life.
Thank you for this opportunity to serve you. I kindly askthat you give me a good rating if you are happy with my service. Please feel free to ask follow up questions.
As well as the information offered above, some additional information to provide you:
1. Consumer Reports last year on this subject:
2. Best rated firms for 2016: