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How long can you buy cobra insurance? Also is there another

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How long can you buy cobra insurance? Also is there another health insurance you can buy to continue coverage.


Cobra insurance in a stepping stone to hold you while you are no longer getting regular inurance from your job. When you go on Cobra, the employer no longer covers any potion of your insurance, so it can be rather expensive.


The Cobra can last from 18 months to 36 months depending on the employer. In some rare cases and circumstances it may be extended, but that would be up to the employer and insurance company.


The Cobra affords you the opportunity to get other heath insurance. You may check with the company that handles to Cobra and see if you can convert to a personal policy or family policy from the same insurance.



This site gives some explanation about Cobra insurance and how it works:


Please let me know if I can be of further help by hitting Reply to Expert.



Joan and 21 other General Specialists are ready to help you
Customer: replied 5 years ago.
what about any other options? my brother I'm law has contracted cancer and has allot of visits to doctors and bills. I'd there am option to continue insurance?


You can check if he had the Cancer when he was originally covered by the insurance, they may be responsible for continued coverage.


My husband had a similar situation with a Stroke and the company was forced to continue coverage, since they had covered him. This may come under a Catastrophic illness clause in the insurance policy.


This is very tough, because most insurances will not cover pre existing conditions. In this circumstance, I would have him apply for Social Security Disability immediately. Since he has Cancer, he should be approved quite rapidly and be eligible for Medicaide/SSA or some State subsidized health care until Medicare can kick in.


With the Government there is a Pre Existing Insurance but you have to be without insurance for 6 months to get coverage and also be turned down for insurance.