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I have two personal pensions; one I had years ago with a company I only worked at for 3 years and it's been in limbo since as no further contributions have been added. It's quite a small amount and I wondered if I could cash this in - I need a new boiler and looking for a way to fund. My main pension I've had for years. I'm 45 so won't be retiring for a while yet. All the info I have talks of transferring but nothing about cashing in.