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Looking for someone with mortgage loan experience and/or can
Looking for someone with mortgage loan experience and/or can answer a question about loan rates?… read more
JeffS6413
JeffS6413
Principal/Advisor
Master's Degree
3,384 satisfied customers
Is it possible to refinance a $71k mortgage at 7.5%
Is it possible to refinance a $71k mortgage at 7.5% currently? I'm being told the amount is too small.What would be an appropriate tool to refine for lower months payments & interest rate?… read more
Ryan M., CFP.
Ryan M., CFP.
Managing Director/Portfolio Manager
Bachelor's Degree
25 satisfied customers
A few day ago i got a call from a person with info how
a few day ago i got a call from a person with info how congress passed something to help vets paying a mortgage, by reducing thier interest rate by 2%this wasn't a loan it was simply a interest reduct… read more
JeffS6413
JeffS6413
Principal/Advisor
Master's Degree
3,384 satisfied customers
I do not understand points on a mortgage - I just got this
I do not understand points on a mortgage - I just got this result and I don't understand it . Please explain points and how do they impact a mortgage loan ? Your Custom Rates: VA 30-Year Fixed $529.46… read more
JeffS6413
JeffS6413
Principal/Advisor
Master's Degree
3,384 satisfied customers
Is it better to refinance or modify my adjustable rate loan
Is it better to refinance or modify my adjustable rate loan currently at 4.5% since the rates have dropped and It would take me 2 years to recoup closing costs? I only have about 11 yrs left on my mtg… read more
Mr. Tax
Mr. Tax
CPA
Master's of Science
1,010 satisfied customers
Are streamline fha refinances bad? found one for a rate
are streamline fha refinances bad? found one for a rate almost 2% lower rate but seems to good to be true. low closing cost and no appraisals … read more
Barbara
Barbara
Enrolled Agent, Paralegal
24,042 satisfied customers
I would like to refinance my 30 yr fixed FHA mortgage into a
I would like to refinance my 30 yr fixed FHA mortgage into a 15 year fixed conventional. I have two offers and I'm not sure which one is best.My current 30 yr FHA loan has a balance of $92,564 with an… read more
Chad EA, CDFA®, CFP®
Chad EA, CDFA®, CFP®
IRS Enrolled Agent, CFP(R),
Master's Degree
4,197 satisfied customers
Our original home loan was in 2004 fixed at 5.25. It was
Our original home loan was for 245k in 2004 for 30yrs fixed at 5.25. It was modified 5 years ago and has a balance of 189,858. The modified loan has a "fixed" rate of 4.25, and will go up to a fixed r… read more
PDtax
PDtax
Owner
Master's Degree
6,716 satisfied customers
I have a 2010 Honda Accord 4 dr sedan which I am currently
I have a 2010 Honda Accord 4 dr sedan which I am currently paying 483.63 monthly payment and Payoff amount 21090.46 with 50 payments remaining. I am considering refinancing with USAA, so I filled an o… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
2,225 satisfied customers
I have an investment property in Florida. I am in my early
I have an investment property in Florida. I am in my early 50's. We plan to retire there one day. At the moment we have a renter on an annual lease. It is a condo over 4 stories with a mortgage balanc… read more
Rakhi Vasavada
Rakhi Vasavada
Financial and Legal Consultant
Bachelor's Degree
2,614 satisfied customers
I have college loan for my son for 25,000 8.50 fixed interest....I
I have college loan for my son for 25,000 8.50 fixed interest....I have federal parent loan for 49,000 for 8.50 fixed interest.....I can refinance home mortgage and pay them off....since interest on r… read more
Eric
Eric
Financial Analyst / Trader
Bachelor's Degree
1,552 satisfied customers
I got an offer to refinance my truck to lower it 1-2%. I know
I got an offer to refinance my truck to lower it 1-2%. I know I am going to be paying it off in a month or so because my house is being sold. Should I refinance, so as to be able to pay the truck off … read more
RD
RD
Self Employed
Master's Degree
1,129 satisfied customers
We are underwater on our home we owe 346,000 and the home is
We are underwater on our home we owe 346,000 and the home is probably worth 200,000 we have a ARM within 2 years will go up 2%. My husband has a good job but when the interest rate increases we will n… read more
Eric
Eric
Financial Analyst / Trader
Bachelor's Degree
1,552 satisfied customers
I have a mortgage on my house that was set up as a construction
I have a mortgage on my house that was set up as a construction loan to put on an addition, I also have a interest only credit line that I have used 200K of 250 available, can I refi and combine these… read more
Eric
Eric
Financial Analyst / Trader
Bachelor's Degree
1,552 satisfied customers
I would like to refinance 2 loans. One is for 313000 at 5.875%
I would like to refinance 2 loans. One is for 313000 at 5.875% fixed and the other is 142000 at 7.99% fixed. Can I refinance one for 417000 at a lower rate and the remaining 40K at a lower rate, thus … read more
RD
RD
Self Employed
Master's Degree
1,129 satisfied customers
5.4 Some mortgage agreements allow the borrower to make payments
5.4 Some mortgage agreements allow the borrower to make payments that are larger than what is required. Because this extra money goes toward the principal, increasing your payments may allow you to pa… read more
Dave Z
Dave Z
Self-Employed
Bachelor
418 satisfied customers
Hi, home refinance question. currenlty owe 294,400 on a home
Hi, home refinance question. currenlty owe 294,400 on a home purchased for 410K in 2005 and currently appraised at 365K. My existing loan is 30y term with interest only for the first 10 and then the b… read more
Dave Z
Dave Z
Self-Employed
Bachelor
418 satisfied customers
can a mortgage refinance company such as countrywide start ...
can a mortgage refinance company such as countrywide start your refinance, advise you to not pay your mortgage when you are current on your mortgage, then extend the refinance period out three months … read more
Dirk
Dirk
Bachelor's Degree
10 satisfied customers
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Rakhi Vasavada

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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