I'm paying off some debt at the moment in an effort toJeff,I'm paying off some debt at the moment in an effort to increase the mortgage lending credit scores of both my wife and me, by about the same amount. I have been told that, in general, I will get … read more
JeffS6413
Principal/Advisor
Master's Degree
3,465 satisfied customers
I have often been confused with how mortgage works. This isHello. I have often been confused with how mortgage works. This is my understanding, but please correct me if I am wrong: let's say my mortgage is 60,000, monthly payments are to be about $215. With k… read more
ToyinK - CPA
Senior Fund Accountant
Master's Degree
140 satisfied customers
I bought a vehicle 3 yrs ago with a high interest(22.99%)Second Opinion] I bought a vehicle 3 yrs ago with a high interest(22.99%) loan due to bad credit at the time. I have 2 years left, owe about $6200 on the principle and the vehicle is starting to cost … read more
RodneyT629
CFO
MBA - Business
1,083 satisfied customers
I am self employed and I like to be able to create a budgetI am self employed and I like to be able to create a budget to pay off all of my debt. I have a student loan that I wish to complete paying. Are there grants to help me with covering the expenses? All… read more
Rama-CPA
President
Bachelor's Degree
2,205 satisfied customers
Should I buy a house now or wait to pay off debt. No'Should I buy a house now or wait to pay off debt JA: Have you talked to a financial professional about this? Customer: no' JA: Anything else you want the Accountant to know before I connect you? Custo… read more
NelsonProTax
Remote Tax Support Expert
Master's Degree
2,995 satisfied customers
I'm having a hard time deciding on whether I'd like to knockHey, I'm having a hard time deciding on whether I'd like to knock my debt out quick or just pay the minimum balance due each month and save money. We pay a lot more on the debts each month than the mi… read more
Barbara
Enrolled Agent, Paralegal
24,405 satisfied customers
I'm 28 years old with a gross salary of $50K and no creditI'm 28 years old with a gross salary of $50K and no credit card debt, which one is considered more fiscally responsible? Should I increase my monthly payments for my student loan debt to pay it off so… read more
Mark Taylor
Certified Public Accountant
Masters
3,059 satisfied customers
Our original home loan was in 2004 fixed at 5.25. It wasOur original home loan was for 245k in 2004 for 30yrs fixed at 5.25. It was modified 5 years ago and has a balance of 189,858. The modified loan has a "fixed" rate of 4.25, and will go up to a fixed r… read more
PDtax
Owner
Master's Degree
6,753 satisfied customers
Hi there, I recently was given $42k in cash with no outstandingHi there, I recently was given $42k in cash with no outstanding tax liability. I have $3k liquid in savings and another $5k in an IRA which I really started contributing to about 10 months ago. My que… read more
Megan C
Certified Public Accountant (CPA)
Master's Degree
2,225 satisfied customers
Hello sir, So im having a difficult time paying off my salliemae.comHello sir, So im having a difficult time paying off my salliemae.com loan SLM PRIVATE CREDIT STUDENT LN TRUST Its one loan. Ive been paying only minimum since i do have trouble paying it off. My quest… read more
Rakhi Vasavada
Financial and Legal Consultant
Bachelor's Degree
2,614 satisfied customers
Is it better to pay off a student loan in full from an inheritanceIs it better to pay off a student loan in full from an inheritance I received, or to pay it off over 10 years or more and keep the inheritance to invest for retirement? I already paid $20K of a $47K s… read more
Isaac, Esq.
Attorney at Law
Doctoral Degree
770 satisfied customers
I make $35,000/yr gross. I have approx $25,000 in debt onI make $35,000/yr gross. I have approx $25,000 in debt on various loans/credit cards. ($15,000 on personal loan, $5000 signature loan, $2000 credit card, $2500 credit card). I rent a home for $300 mon… read more
Gerri A Harrison CFP EA
Financial advisor/Tax preparer
Bachelor's Degree
245 satisfied customers
Hello, My wife and I have a disagreement on what loans toHello, My wife and I have a disagreement on what loans to pay off first. Could you please advise us on this issue. Should we apply additional money towards a 6 year car loan that has 12 months left on… read more
Taxtom
Accountant
Bachelor's Degree
1,306 satisfied customers
We need some advice about how to go about handling our debtsWe need some advice about how to go about handling our debts and what would be the best way to pay them off quickly. We have $19K in credit card debt, and about $80K in student loan debt. Our student … read more
Milan Vaishnav
Consulting Technical Analyst
Bachelor's Degree
536 satisfied customers
I have a primary mortgage for 30 years 29 years left with a ...I have a primary mortgage for 30 years 29 years left with a balance of 225,000.00 at 6.125% and a pool loan 2nd mortgage with a balance of 28,800.00 at 6.25% for 15 years 14 years left. If I start pay… read more
Dave Z
Self-Employed
Bachelor
418 satisfied customers
If I spend $1500 on a credit card with an interest ...If I pay, for tuition, $1500 on a credit card with an interest rate of 8.9% (or higher), every 3 months - 6 times, and pay $150 on it each month, how much will I pay in total interest, and how long wi… read more
Dennis M. Smith
Retired
Bachelor Degree
1,276 satisfied customers
My wife and I have accumulated over $35,000 in credit card ...My wife and I have accumulated over $35,000 in credit card debt. We have never been late on a payment, and our credit score is around 680 (the high balances brings it down). We want to get out of debt… read more
Bill P
CEO
Master's Degree
14 satisfied customers
Have $8,000 in debt. House paid off. Have equity loan for ...Have $8,000 in debt. House paid off. Have equity loan for three more years. Monthly payment $650.00 at 4.625%. Original loan was 35,000.00 for 5 years. Would it be wise to get an equity loan for 30,00… read more
Jon Andrews
CPA
3,038 satisfied customers
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