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Do you have other income like W2 or self-employment income to offset the loss?
You do not need to have capital gains to claim the carryover. The loss carryover will be claimed directly on Schedule D and if you do not have any other capital gains or losses, you can claim up to 3K of the loss. The rest will be carried over to next year.
But to do so you will need taxable income to offset it. The loss alone will not generate any refund. It will only reduce your taxable income.
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