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In Florida pensions are protected from judgment creditors. Florida Statute 222.21(2)(a) provides that any money or other assets payable to a participant or beneficiary in a qualified retirement or profit sharing plan is exempt from all claims from judgment creditors of the beneficiary or participant.
Social security benefits, including both social security income and disability, are exempt from creditor garnishment under Section 207 of the Social Security Act. Social security benefits retain their exemption after being deposited in to the beneficiary’s financial accounts. This does not prevent tax agencies from garnishing.