RegARDING how TO REPORT ... HERE'S THE PROCESS
Step 1 - Get Approved for Reporting Access
In order to report consumer data to Experian, you must first get approved for reporting access by Experian's Membership Department. Part of the approval process includes a physical inspection where a 3rd party must come to your location and perform an inspection for security purposes. There is a non-refundable fee of $75 to perform the inspection.
To get started, click the button below and complete the new client registration application. Experian's Membership Department will then review your application.
New Client Registration
Step 2 - Obtain Metro 2 Credit Reporting Software
Once you have been approved by Experian's membership department for reporting access, you must get set up with a software vendor that will report in a Metro 2 format. There are costs associated with Metro 2 credit reporting software, therefore, it is important that you do not purchase the software until you are fully approved by Experian's membership department for reporting access. Please contact a Metro 2 software vendor for more details about costs.
Step 3 - Register to Use e-OSCAR
You will need to register to use e-OSCAR as part of the process for reporting consumer data to Experian. e-OSCAR is a web-based, Metro 2 compliant, automated system that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) such as Experian, to create and respond to consumer credit history disputes. There are costs associated with using e-OSCAR, therefore, it is important that you do not register until you are fully approved by Experian's membership department for reporting access.
For more information about e-OSCAR, associated costs, or how to register, visit www.e-oscar.org.