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This answer was rated:

Doesnt look like my area of need is listed ... but I will

Doesn't look like my area...
Doesn't look like my area of need is listed ... but I will ask anyway.

I am trying to find a lender for a short term loan ... $1,000 for 6 months or so. I've tried the online options and all I get is inundated with companies supposedly connecting me to lenders, but to no avail. Any ideas?
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Answered in 4 hours by:
9/19/2013
Sineserton
Category: Finance
Satisfied Customers: 248
Verified

Khristopher N. Sines AACJ :

Hello and welcome to JustAnswer! I am happy to help you with your question!

Banks such as Fifth Third, Wells Fargo, Chase, offer short term loans!

I have had success in the past getting short term loans through my local banks as well.

Khristopher N. Sines AACJ :

One option may be to signup for a credit card and then process the payment plans initiated with that if a local bank in your area doesn't offer such plans!

Do you have any other questions? Please do not hesitate to ask as I want you 100% satisfied with your answer!

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TaxRobin
TaxRobin, Senior Advisor
Category: Finance
Satisfied Customers: 15,868
Experience: 15 years of experience in financial advising with emphasis on tax issues.
Verified
Hello,
You are correct your question does not really fall into a specific category on Just Answer.
If your need is a short term personal loan you may want to stay a little more local in your search. Depending on your personal credit you could apply for a Signature loan. A Signature Loan is a type of personal loan offered by banks and other finance companies that uses only the borrower's signature and promise to pay as collateral. Some people refer to these as Character Loan or Good Faith Loans also.
Payday Loans are not attractive. They charge huge interest rates and have payoff rules that can extend in time. They are short term but not advisable.
One other possibility would be a Pawn Shop. Pawnshops are regulated by 12 federal laws plus numerous state and local laws. Pawnshops offer collateral-based loans -- meaning the loan is secured by something of value.

All of the above are possibilities but as Just Answer is a Question and Answer site we do not offer specific recommendations for one over the other. We can answer you general questions.

I sincerely XXXXX XXXXX information is helpful.

TaxRobin
TaxRobin, Senior Advisor
Category: Finance
Satisfied Customers: 15,868
Experience: 15 years of experience in financial advising with emphasis on tax issues.
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Patrick O. Oswald
Patrick O. Oswald, Wealth Advisor
Category: Finance
Satisfied Customers: 14
Experience: 20 years experience on wall street with both major and boutique investment banking firms
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Go to www.prosper.com or lending club. These are new "peer to peer" lending sites. You may be able to attract some interest there depending on the amount you need to borrow and the rate you are willing to pay. Relatives are good to... :).
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TaxRobin
TaxRobin
TaxRobin, Senior Advisor
Category: Finance
Satisfied Customers: 15,868
15,868 Satisfied Customers
Experience: 15 years of experience in financial advising with emphasis on tax issues.

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