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Rakhi Vasavada
Rakhi Vasavada, Financial and Legal Consultant
Category: Finance
Satisfied Customers: 4543
Experience:  Graduated in law with Emphasis on Finance and have have been working in financial sector for over 12 Years
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I have 640 credit score what would be the best credit card

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I have 640 credit score what would be the best credit card for me to apply for to get the highest credit limit?


Dear Friend,

Hello and welcome. Thank you for using Just Answer. Kindly remain online for a while as I prepare your reply.

Usually, the credit score are put in the following brackets.

Excellent credit score: 720 and Up
Good credit score: 680 to 719
Average credit score: 620 to 679 (You fall in this category)

Having said this, kindly note that your credit score is IMPORTANT but NOT THE ONLY FACTOR that governs your credit limits of a credit card.
The other factors that the credit card company would see would be your other debt / loans, your past credit record, your total assets to liability ratio, etc. etc.
However, the following cards would suit you with your rating.
Before I suggest cards, kindly note that people use the words "Average" and "Fair" credit interchangeably.
They would mean more or less the same thing.


I am sure this would help.

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Warm Regards

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