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Looking for someone with mortgage loan experience and/or can
Looking for someone with mortgage loan experience and/or can answer a question about loan rates?… read more
JeffS6413
JeffS6413
Principal/Advisor
Master's Degree
3,384 satisfied customers
I would like some advice on a Mortgage refinance. We
I would like some advice on a Mortgage refinance. We currently owe about $45,000 on our home, which has value between 350-400,000 (according to 2 mortgage companies, not an appraisal yet). We currentl… read more
JeffS6413
JeffS6413
Principal/Advisor
Master's Degree
3,384 satisfied customers
I have a student loan that charges 63875% interest 6.875%**
I have a student loan that charges 63875% interest 6.875%** … read more
DK_CPA
DK_CPA
CPA
Master of Science in Accounting & Taxationb
2,515 satisfied customers
I would like to refinance my 30 yr fixed FHA mortgage into a
I would like to refinance my 30 yr fixed FHA mortgage into a 15 year fixed conventional. I have two offers and I'm not sure which one is best.My current 30 yr FHA loan has a balance of $92,564 with an… read more
Chad EA, CDFA®, CFP®
Chad EA, CDFA®, CFP®
IRS Enrolled Agent, CFP(R),
Master's Degree
4,197 satisfied customers
Real estate: I'm trying to determine if I should refinance
real estate: I'm trying to determine if I should refinance my home now or wait to sell. I currently have an interest rate of 6.25 and could refinance for a rate of 4.25. My current balance is 255, 000… read more
Chad EA, CDFA®, CFP®
Chad EA, CDFA®, CFP®
IRS Enrolled Agent, CFP(R),
Master's Degree
4,197 satisfied customers
I need about 20-30 thousand to remodel my house. I have 2
I need about 20-30 thousand to remodel my house. I have 2 current mortgage loans, which one should I re-finance? The first one is with Wells Fargo. Current debt is $87,960 current home value is $200,0… read more
PDtax
PDtax
Owner
Master's Degree
6,716 satisfied customers
Due to the reassesed value of my home, I have $15,000 escrow
Due to the reassesed value of my home, I have $15,000 escrow shortage and deficiency. since my monthly mortgage payment will increase by $1600, I am considering taking the money from savings to pay th… read more
Isaac, Esq.
Isaac, Esq.
Attorney at Law
Doctoral Degree
768 satisfied customers
We are trying to decide if we should refinance. We currently
We are trying to decide if we should refinance. We currently have a 15 year mortgage that will be paid off in 2018 with a fixed rate of 5.375% (balance $49,700). We also have a HELOC balance of $80,90… read more
R. Klein, EA
R. Klein, EA
Tax Advisor
Master's Degree
3,230 satisfied customers
I need professional financial advice as to whether to refinance
I need professional financial advice as to whether to refinance my FHA mortgage or to short sale my home. I understand many of the pros/cons of each of the options, but I really don't know what is the… read more
Rakhi Vasavada
Rakhi Vasavada
Financial and Legal Consultant
Bachelor's Degree
2,614 satisfied customers
I have an investment property in Florida. I am in my early
I have an investment property in Florida. I am in my early 50's. We plan to retire there one day. At the moment we have a renter on an annual lease. It is a condo over 4 stories with a mortgage balanc… read more
Rakhi Vasavada
Rakhi Vasavada
Financial and Legal Consultant
Bachelor's Degree
2,614 satisfied customers
My husband and I are interested in refinancing our home loan
My husband and I are interested in refinancing our home loan for a lower interest rate. My husband has worked as an independent contractor for over 20 years and recently (3 months ago) lost his sole i… read more
Rakhi Vasavada
Rakhi Vasavada
Financial and Legal Consultant
Bachelor's Degree
2,614 satisfied customers
My husband and I are both 44 and I work in Medical and he is
Advice on investment My husband and I are both 44 and I work in Medical and he is an electronics maintenance tech. We both have combined income of roughly 115,000 a year. We own our cars, that are 5 y… read more
CGCPA
CGCPA
Owner
Bachelor's Degree
3,815 satisfied customers
If I already have an adjustable rate mortgage, and want to
If I already have an adjustable rate mortgage, and want to get a fixed rate, should I accept a 30 year refinanced fixed rate? My mortgage would have been paid off last year if I hadn't I had not had e… read more
Dave Z
Dave Z
Self-Employed
Bachelor
418 satisfied customers
Currently have $30,000 in credit card debt. Looking to refinance
Currently have $30,000 in credit card debt. Looking to refinance home or home equity line? Credit score is good. Approx. 25,000.00 cash in bank and 401 K plans for both of us. We have an adjustable mo… read more
Eric
Eric
Financial Manager
Bachelor's Degree
1,552 satisfied customers
I have a mortgage on my house that was set up as a construction
I have a mortgage on my house that was set up as a construction loan to put on an addition, I also have a interest only credit line that I have used 200K of 250 available, can I refi and combine these… read more
Eric
Eric
Financial Manager
Bachelor's Degree
1,552 satisfied customers
I am thinking about consolidating a first mortgage and HESLOC
I am thinking about consolidating a first mortgage and HESLOC loan, but can decide if I'm making a deal with the devil. My mortgage has 15 years left at 5.375 interest and my line of credit has 9 year… read more
Lev
Lev
44,333 satisfied customers
5.4 Some mortgage agreements allow the borrower to make payments
5.4 Some mortgage agreements allow the borrower to make payments that are larger than what is required. Because this extra money goes toward the principal, increasing your payments may allow you to pa… read more
Dave Z
Dave Z
Self-Employed
Bachelor
418 satisfied customers
Our 30 year home loan started at $183,000.00 at 6.5% in ...
Our 30 year home loan started at $183,000.00 at 6.5% in 1998. We currently owe 160,000 with a home equity line of 13,000. Should we try to refinance the 160m + the 13m at 6% for 20years?… read more
Dennis M. Smith
Dennis M. Smith
Retired
Bachelor Degree
1,276 satisfied customers
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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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