And you do not have to pay anything extra - I am not sure why you would believe that you would.
Okay, what has happened is that someone in your situation has signed a proposed order that affirms that there was an agreement between the parties. The Judge is likely to see this as an agreement having been made, and may order it into force via the court's own decision to enforce the agreement. However, this is at the Judge's discretion - the issue here is does a signed proposed order constitute a binding agreement between the parties? The law is not quite clear on this and the Judge will have to make a decision based on both parties' testimonies and the facts of the case.
A good argument to make here would be that the agreement was based on his providing insurance, which he is not. Therefore, his lack of performance under the agreement allows the other party (i.e. you) to walk away.
Someone in your situation wants to get an attorney. This is because an attorney would have a better shot at getting that proposed order to be not seen as a binding document.
I hope this helps and clarifies. Gentle Reminder: Use the SEND or REPLY button to keep chatting, or please rate when finished. You may always ask follow ups at no charge after rating. Kindly rate my answer as one of the top three faces/stars and then SUBMIT, as this is how I get credit for my time with you. Rating my answer the bottom two faces/stars or failing to submit the rating does not give me credit and reflects poorly on me, even if my answer is correct. I work very hard to formulate an informative and honest answer for you; please reciprocate my good faith.