Having read your further statement of the facts, I understand why your attorney missed the hearing---but in all honesty, that wasn't the best planning on her part. The fact that she provided a stand in suggests that she knew the risk she was taking---even if it was shortly before your 3:00 PM hearing--- and that she might not make it. It was truly unfortunate.
You wrote: There was no way for her to anticipate that a 1:00 p.m. hearing wouldn't be heard until just after 2:00 p.m. I understand your desire to stick up for your attorney, but anyone who has been doing this for a while understands that it is not all that unusual for a 1 PM hearing to be delayed. While she appears to have done what she could to remedy the situation, the fact is that something bad happened. I wouldn't dream of suggesting that your attorney was negligent, but rather, in retrospect, that she wasn't as prepared as she could have been. What the stand-in could have done was to ask for a short continuance---to trail the motion for an hour or so, or even to reschedule the hearing----but is appears that the stand-in decided to wing it.
It is great that you are participating so actively in the post-judgment process, and that gives you a unique window on the process that few clients ever see. And you are right---more than one mind---legal or otherwise--- considering a situation is generally a benefit.
I wish that I had an answer for you that would solve your present problem---but the appeal is the appropriate route to challenge the denial of the request for reconsideration/rehearing---and as far as your finances are concerned, the possibility of bankruptcy may be the single best route for you to consider in the near future.
Thank you for your kind words. They are appreciated.
Please understand that in order for me to be compensated for having helped you, I need for you to positively rate my service to you by clicking on the rating stars---three stars or more. It is that easy.
Thanks in advance.
I wish you the best,