My husband filed for divorce and bankruptcy. He has since closed all the accounts in my name and transferred them into his name, (bank accts, phone service, utilities). Were they jointly in both your names? Or are you saying he made a fake POA and the companies honored it?
I can no longer get ay services without huge deposits, or I am just being denied service because of the bad credit situation I am now in. What happened to get you into a bad credit situation - did he tortiously or wrongly cause your credit problem, or is it just the often 'natural' result of spltting up? (i.e. 1/2 the income leaves also).
Is this considered fraudulent on his part and without my permission how did these companies allow it. That will likely depend on how he managed to do it. If he lied to them (and about you), arguably, there may have been defamation (i.e. he said you were mentally incapacitated), and he spoke it to 3rd parties... and it has now damaged you (I think?).
I found out he was using a improperly executed POA Do you mean forged?
and telling everyone I was incompetent. That is the part that may be defamatory.
Can I sue him and the companies that allowed this.You can only successfully sue the companies if the committed a tort or breached their contract with you. So you need to read you contract and determine when they can cancel your account/services. If you'd already suffered bad credit because you didn't pay those particular bills, it may be that they could have cancelled you based on that... If they adhered to a POA it would likely depend on whether they had a reasonable basis to believe the POA.
However, you can likely sue your husband in tort for defamation, if that is what he engaged in and it caused you financial damages, or damage to your reputation (incompetence), or both.
All accounts were in my name for years and I never missed a payment nor was I ever late That is terrible. What happened to the credit?
State/Country relating to question: Arizona
To get my own phone service, but was denied. They flat out denied? Didn't offer you a deposit arrangement? Or was it so high as to be the same as no offer?
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