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DearCustomer- There can be no claim for anything similar to alimony however if his name is XXXXX XXXXX house deed or title he has a one half interest in the property regardless of who made the payments. You can sue him for contribution of his half of the mortgage payments but you cannot force his name off of the title unless you file a partition suit.
The mortgage company will not release him until the mortgage is either paid or refinanced. As for the loan for the business you can also sue him for that loan. There is no protection for either of you under the domestic relations laws so this is strictly based on a contractual relationship between two unrelated parties.
He has no claim to anything of yours. If his name is XXXXX XXXXX deed he owns half the house but not to other property. A partition suit is a suit to force the sale of real estate. At some point one or the other of you will want out of the mortgage and the house will have to be sold or refinanced. Unless you both agree to sell then one will have to file a partition suit and the court will order the property sold.
Since NJ does not recognize common law marriage then it doesn't matter how long you were together. There is no legal relationship involved so each of you owns your own property.