Yes, it is true that debts from before a marriage, like assets, are generally separate assets or liabilities of the party who 'owns' them. However, like assets, if you retitle a debt into joint names, they become joint, so they may become marital liabilities to be divided up. Now, Minnesota is an "equitable" distribution state, which may be in your favor if you combined those old debts onto a joint credit card. If the court were to decide this issue, it is free to NOT divide this debt 50/50, but "more" equitably. Thus, if the court found that 70% was hers from before the marriage, combined for simplicity sake, it may feel justified in giving her the bulk of, or all of, her old debt, and only spitting the new debt that you both created, out of 'fairness' and equity. So feel free to share that with her :) If it came down to it, you would have to prove that it was her old debt, so see what you can do about getting proof - that could be the tough part for you. But again, I wouldn't share with her the fact that you may have proof supporting that legal position.
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