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There may be several parts to this question. I have a
There may be several parts to this question. I have a question about whole life insurance I always thought there were 2 kinds of life insurance. Term, and whole life. I thought term meant you were not… read more
RayAnswers
RayAnswers
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My father passed 9/24/18. He had a will and trust in order
My father passed 9/24/18. He had a will and trust in order naming myself as 100% beneficiary. The bank is telling me I need a letter of administration to sign & cash checks made to his estate … read more
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RayAnswers
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I was divorced in Dec. 2015 and all my ex-wifes assets
I was divorced in Dec. 2015 and all my ex-wifes assets belong to her, however , she never changed the beneficiary on her brokerage accounts(retirement, IRA and Roth) and was asked by her financial adv… read more
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My husband and I currently own a whole life insurance policy
My husband and I currently own a whole life insurance policy with $50,000 each. It has three options: Option#1 Cash value accumultes cash) Option #2 Reduced paid up insurance 9at the time I decide to … read more
Christopher B, Esq.
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If the wife has personal money in her own name for well over
If the wife has personal money in her own name for well over 5 year and her husband gets alzheimers and needs to go into a nursing home, does her personal money have to come into play?… read more
INFOLAWYER
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Prudential Insurance Company attempting to find the relative/heirs
Prudential Insurance Company attempting to find the relative/heirs of my Father-In-Law, who passed away in 2008 in Dayton, Ohio with no will and his estate went through probate) contacted a Brother-In… read more
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Question: My wifes mom passed away on December 27th of
Question: My wife's mom passed away on December 27th of last year. As a surviving daughter, what tax liabilities does my wife and her sister, both face (State of Florida and Federal) as sole and equal… read more
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When trying to assess your spenddown assets, do retirement
When trying to assess your spenddown assets, do retirement savings, i.e. IRAs for the spouse taken into consideration? Also to bring down the spenddown can you use those assets to payoff a car loan, p… read more
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My mother died in November of lung cancer. She had paid on
My mother died in November of lung cancer. She had paid on a CUNA Mutual life insurance policy for 13 years. I was the beneficiary (son). The value of the policy was $5700. During the last 6 months of… read more
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after 52 years of marriage we need to get a divorce (Oklahoma).
after 52 years of marriage we need to get a divorce (Oklahoma). My husband wants to sign everything over to me, even though he would leagally be entitled to half. This is so his income will be with in… read more
dkennedy
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My spouse is presently 70 1/2 years old. He/she has not yet
My spouse is presently 70 1/2 years old. He/she has not yet made any withdrawal from the IRA account. We have been married 20+ years. He/she REPEATEDLY states (and promises) that I will inherit his/he… read more
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N Cal Atty
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....my dad just passed in december me the son and my fathers
....my dad just passed in december me the son and my fathers wife are to split per capita his estate no homes are involved iust annuitys ira some some isurance policies cds a new vehicle and money in … read more
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My wife is American. Her mother has just died in New Hapshire.
My wife is American. Her mother has just died in New Hampshire. My wife and 3 brothers will receive an inheritance from the estate. My wife is a naturalised British citizen We are anxious that we use … read more
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My Mom just died. there are 5 brothers involved in this trust.
My Mom just died. there are 5 brothers involved in this trust. Before she died she told us that one brother get her house and the rest of her property is to be split evenly amongst all 5of us. heres t… read more
Dimitry K., Esq.
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My mother has an annuity and named the estate as beneficiary.
My mother has an annuity and named the estate as beneficiary. it is also an IRA . The financial advisor is telling me that we must pay the taxes on the lump sum. is there another way? Thankyou… read more
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Re IRS definition of double IRA rollover I am in the
Re: IRS definition of double IRA rollover I am in the process of helping my mother self-direct her retirement money following her divorce. Last Friday we went to purchase some IRA CD's, and our local … read more
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I am the executor and POA of my sisters estate. We have found
I am the executor and POA of my sisters estate. We have found several old documents of life insurance policies, annuities, IRAs, and retirement funds that have another persons name as the beneficiary … read more
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I live in the state of California. My husband has named me ...
I live in the state of California. My husband has named me as beneificiary on his IRA account. His IRA was funded prior to our marriage and it was his separate property. Can he change the benificiary … read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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