Estate Law Questions? Ask an Estate Lawyer.
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If this is all the assets that your father had this would be a small estate. Were there other assets?
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The Bank does not have to accept the affidavit of heirship and can require Letters Testamentary which would be provided by the probate court clerk.
Each Financial Institution must set out their requirements. For example this is Bank of America's requirements
If the bank fails to provide you with their requirements you would contact the State at http://www.dob.texas.gov/laws-regulations
If you can give me the name of the Bank I would be happy to check the requirements, if any are provided.
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Is that the county?
Perfect. I thought so but did not want to assume. Let me see if I can pull up that location or the corporate policy.
Because there was no other person named on the account and your father did not set up a POD (payable on death to) the legal requirement is for the beneficiary to provide Letters Testamentary. They could ave accepted the small estate affidavit, however they are not required to.
If you have any issue with Wells Fargo after obtaining the letters you would contact the Texas Department of Banking at http://www.dob.texas.gov/
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