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Alex Esquire
Alex Esquire, Attorney
Category: Estate Law
Satisfied Customers: 16721
Experience:  Handled many probate matters
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Would it be better just to cancel the policy than to go

Customer Question

Would it be better just to cancel the policy than to go through the Amending process? We're Leaning towards canceling it.
Submitted: 10 months ago.
Category: Estate Law
Expert:  Alex Esquire replied 10 months ago.

Thank you for your follow up.

That can be done too, however, the record from the application might cause higher premium rates, so it would generally make sense to first to try to amend / correct the application and documenting the issue by sending a written explanation of the error and request to amend the application by certified mail with return receipt and if the insurance company chooses to ignore such request, then cancelling the policy and applying for new one with another company can be an option.

I wish you the best of luck!