Estate Law Questions? Ask an Estate Lawyer.
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Was there anything in writing about the loan?
When was it supposed to be repaid?
How much was the loan?
Ok, the problem here is that if there was no set repayment date, then this is a "demand loan" which means that payment can be demanded at any time. So the date of mother's passing would be the date the it would come due under normal circumstances.
With that said, since you don't have anything to prove that the loans were forgiven, your siblings could push the issue in court and have a judge decide if you had to repay the estate or not. With you claiming that mother forgave the debts, and them obviously claiming that she didn't , it is a coin flip as to how the judge would rule.
But it will be up to them to push the issue if they wanted to do so with them having to file a formal motion to have the issue heard by the judge who then makes a decision. So if they are just sniping at you about it, you can just maintain your position that she forgave the debts and then the ball is in their court as to whether they want to push it further.