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Richard, Attorney
Category: Estate Law
Satisfied Customers: 55703
Experience:  29 years of experience practicing law, including tax and estate planning.
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Are you entitled to insurance poicy and you are the

Customer Question

Are you entitled to insurance poicy and you are the beneficiary but you got divorced am I still entitled to payment.
Submitted: 1 year ago.
Category: Estate Law
Expert:  Richard replied 1 year ago.

Good morning. My name is ***** ***** I look forward to helping you.

When a married couple divorces, unlike with a will, the beneficiary/spouse of a life insurance policy is not automatically removed from the policy. So, unless your divorce decree specifically addressed this, your divorce would not terminate your rights as a beneficiary if your divorced spouse did nothing post-divorce to change the beneficiary designation. Insurance companies have specific requirements in order to make a change of a beneficiary. If those aren't followed, the beneficiary designation remains unchanged in the event of a divorce.

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