Hi and welcome to JA. I am Ray and will be the expert helping you today.
You will need a Master Pooled Trust Account.This is a preapproved trust, you have a sub account like a savings account.The funds here must be paid directly to the trust once opened.As such they are exempted as a resource and can be used for your personal needs.
The MPT for Texas here is the ARC of Texas.Please give them a call, this can be opened and funds have to be paid directly to it, you canot touch the funds directly or medicaid and other programs would count them.
The ARC of Texas will be happy to talk to you about their service.This is the most cost effective way to shelter funds, they have lower fees and no lawyer is necessary unlike other Special Needs Trusts.This is the most cost effective way to shelter inheritance.
Their web page, they are run out of Austin , Texas..
Here is a power point about the ARC of Texas from a meeting I attended.
I appreciate the chance to help you today.Please let me know if you have more follow up.Thanks again.