Estate Law Questions? Ask an Estate Lawyer.
Here are more rates here, the rate varies depending on the length of payback.Since this is a small amount you might be able to repay it quicker and cut your rate.http://www.washtrust.com/home/personal/rates/loan#HEL
The number on the right here is the amount per month per thousand borrowed
As you can see here your credit score here is at least average so you should qualify for this small a loan without problems.And you have steady income.http://www.freescore.com/good-bad-credit-score-range.aspxIt appears you have a low debt to asset ratio because house is paid off.All of this is good for you.
Another lender and rates.
Thanks again, good luck with the loan here.