Good morning. The probate court is going to require that you have an attorney represent you to file this petition. It's not complicated and will not be expensive. But, before you do that...only do it if you are trying to save your home and work something out with the bank on the mortgage. If the home is upside down and you are planning on letting it go, you are not on the loan and you have no personal liability for the loan....so just tell them you have no liability, you are not paying the mortgage and they can foreclose if they choose.
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