Employment Law

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I was 66 in May of 2016 when I was off and offered a COBRA
I was 66 in May of 2016 when I was laid off and offered a COBRA package which I accepted and paid for. I incurred $5000 of medical expenses in June and July, but my COBRA coverage is insisting that si… read more
Law Educator, Esq.
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My husband is retired on social security disability and we
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Expert
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I currently have my Secondary insurance, thru CIGNA, thru my
I currently have my Secondary insurance, thru CIGNA, thru my employer. My spouse has our Primary insurance thru AETNA, from her employer. That all being said, I am planning on leaving my employer next… read more
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,I have been on long term disability from my former
Hello, I have been on long term disability from my former large company which is all over the USA. Former company pays my cobra and offers me secondary health insurance. In 2001, former company requir… read more
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Hello, I continue to get denied by Cigna for Long Term Disability
Hello, I continue to get denied by Cigna for Long Term Disability Benefits. I started employment with a company in January 2013 and worked until the end of September 2013. I then went on Short Term Di… read more
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On September 27th I received notification that I was being
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My son turned 26 on July 25 and was aged off my group insurance
My son turned 26 on July 25 and was aged off my group insurance policy. He has the 60 days to elect Cobra. He begins Medicare on Sept 1. My employer has told me that a) he can not elect Cobra because … read more
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When they we were in the admitting offic of a community hospital
When they we were in the admitting offic of a community hospital I told them if my wife was going to need surgery, we had an appointmen with a colorrectal surgeon in another hospital. The hospitalist … read more
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I was diagnosed with Stage 4 Lung cancer and went on Short
I was diagnosed with Stage 4 Lung cancer and went on Short term disability with my employer (SAIC) in Huntsville, AL. My insurance is BC/BS of Alabama. After 6 months I went on Long Term Disability wh… read more
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Hello. I have a question about COBRA coverage limits. I was
Hello. I have a question about COBRA coverage limits. I was on short term and the long term disability with my former employer for 2 1/2 years. The LTD administrator decided I coud go back to work but… read more
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My wife went in for a hysterectomy and ended up needing a total
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We have had the same medical insurance company for 45 years,
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I left a job with White Hat Management on March 1st, 2011 in
I left a job with White Hat Management on March 1st, 2011 in Ohio for another job in Ohio. I and my wife had our medical benefits through my old employer, and I was given to understand from the human … read more
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I have been a deputy with the Oklahoma County Sheriffs office
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I left my previous job Dec 16. I had surgery to remove my gallbladder
I left my previous job Dec 16. I had surgery to remove my gallbladder in late Feb. At the time, I was told I would be covered by the insurance I had previously. Now in June I received a letter from my… read more
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Mr. Ross had health insurance through his ex-wife 2002-2006,
Mr. Ross had health insurance through his ex-wife 2002-2006, and COBRA benefits 2007-2009. While he has been eligible for Medicare, he chose not to take it, because it lacked a prescription drug benef… read more
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My position was eliminated. I filed a complaint and mediated an agrrement for sick pay, vacation and half of my healthcare benefits until I am eligible for Medicare in January 2009. In January 2008 th… read more
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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