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If it is your insurer and they will not agree to a video examination under oath and it pertains to your claim, then you have to bear the costs of travel for the examination I am afraid. Under your contract of insurance you agree to cooperate with the claims process and this is part of doing so. If they have already obtained an EUO in the claim then you can argue they are harassing you and are in bad faith in processing the claim and you can file a complaint against them with the FL Office of Insurance Regulation for their harassment and failure to pay the claim. However, if they can demonstrate a need for the examination and refuse to do one over video conference, you would bear the cost of travel.
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