I'm Doug, and I'm very sorry to hear of your situation. My goal is to provide you with excellent service today. I have been a licensed attorney for more than 3 decades. Please don't confuse excellent service with a satisfactory outcome based on your wants and desires. I can only explain the law to you---not guarantee that you will be happy with the outcome---any more than a cancer surgeon can guarantee a cure.
Under Medicare Laws and in coordination with HSA laws, a person over the age of 65 is not eligible to establish a HSA and it is illegal for an employer to continue to maintain an HSA account for any employee once they turn 65 years old.
If the only medical-type plan your employer has is the HSA, then you will be left without any health-type benefit once you turn 65. You can however, ask your employer for a raise of income to make up for the fact that the benefit available to most others will be denied to you.
You may reply back to me using the Reply link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction.
Please know that I answer your questions in good faith, providing you with the information that you ask for, and I do that with the expectation that you would act likewise, and rate my service to you. Rating me costs you nothing as you have already paid the deposit for my help. All rating does is ensure that I am paid for my time in working with you. So, please do be sure to rate my service to you. Thank you in advance for your positive rating.
I wish you and yours the best in 2016,