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If i buy a new health insurance plan to replace my current…

Customer Question
If i buy a new...
If i buy a new health insurance plan to replace my current plan, is my new company required to notify the old company so they previous plan could be terminated
Submitted: 3 years ago.Category: Employment Law
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Answered in 15 minutes by:
5/21/2015
Employment Lawyer: LegalKnowledge, Attorney replied 3 years ago
LegalKnowledge
LegalKnowledge, Attorney
Category: Employment Law
Satisfied Customers: 31,958
Experience: 10+ years handling Legal, Real Estate, Criminal Law, Family Law, Traffic matters.
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Good afternoon. Why is a new plan being bought? You will be going from coverage provided by your employer to private coverage on your own?
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Customer reply replied 3 years ago

No this was done previously and it was not employer. It is just a question. Is the new insurance company required to notify the current insurance company that they are replacing the policy?

Employment Lawyer: LegalKnowledge, Attorney replied 3 years ago
No, they are not. The insured would simply call the old company, once they knew the new policy was obtained and cancel the policy as of _____ date and then the new policy would take effect, the day after. A new insurance company does not contact an old company, as there is no need to.
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Customer reply replied 3 years ago

Is the insurance agent required to notify them?

Employment Lawyer: LegalKnowledge, Attorney replied 3 years ago
It would be the responsibility of the insured, if needed. The insurance agent simply provides the plan. Moreover, the old company may ask for proof of new coverage and if they do, for whatever reason, then the insured can provide that.
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Employment Lawyer: LegalKnowledge, Attorney replied 3 years ago
I just wanted to follow up and see if you had any other questions or needed me to clarify something. I am here to help, so please let me know. Thanks!
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