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I am respponsible sons school loan(federal) Over $150000. I…

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I am respponsible for my...
I am respponsible for my sons school loan(federal) Over $150000. I am married,,,have no assets in my name...nothing. I have a pension (state)$980. and work part time at ten dollars an hour $13000 a year gross I have soc sec of $156 I havent paid on the loan in years I am a month away from default. I have used all forbearences available to me Help?What wuill happen to me eventually I dont care about my credit score or if I can get a car or house loan or qualify for a credit card....they can have my soc sec...I never get a tax refund I always owe I am 64 years old
Submitted: 2 years ago.Category: Education Law
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2/11/2016
Education lawyer: LegalKnowledge, Attorney replied 2 years ago
LegalKnowledge
LegalKnowledge, Attorney
Category: Education Law
Satisfied Customers: 32,801
Experience: 10+ years handling Legal, Real Estate, Criminal Law, Family Law, Traffic matters.
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Good evening. I certainly understand the situation and your concern. What will happen is that they will eventually sue you. They will get a judgment and go after any assets which you may have to settle this and at the same time, your credit score will be damaged. When it comes to student loans (federal) they could go after your social security to garnish that and any other income you may have. If you have nothing and do not care about your credit, there is nothing else they can really do. This is not something that would result in any jail time, so aside from trying to get a small piece of your SS and any income which you may have, they are limited.

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Education lawyer: LegalKnowledge, Attorney replied 2 years ago

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