In case no psychologist has ever told you, dreams become persistent when you aren't acting on the information they are showing you. You are in a hurry to get out of your confinement in (your oversized womb) because you should have completed the severing of your psychic umbilical chord in your twenties when you were lying around in Australia instead. You're emotionally right to be terrified, because your life is passing you by, and you're not taking the right steps (ON THE GROUND) to change your direction.
The key to your problems lies in the first sentence of The Road Less Traveled by M. Scott Peck, the Best Selling self-help psychology book of the 1980s: LIFE IS DIFFICULT.
I suggest you read it.
I suggest you make a list of all the things you have tried to do or contemplated doing that you gave up on, because they were too hard. Especially those that seemed like they would be actions that would make you proud of yourself. Then write down all the excuses you have invented for not doing each and every one--so you'll get savvy about how you trick yourself to avoid responsibility for your choices.
Then start picking thru your discarded life challenges to pare down to something you're willing to take on, even though it's DIFFICULT--in part because you'll have to stay in one place and stay focused, disciplined and committed to succeed.
If you stay focused, disciplined and committed to this task of sorting thru your missed opportunities to develop a life outside of the womb, you might begin to turn up new possible paths into an enriching encounter with DIFFICULTY instead of just pricking yourself with old needles in your old haystacks.
Your worst enemies are your looks and your family's money, (and probably your mother). Because they enable you to dodge the only paths to make your life meaningful enough to be GOOD instead of just EASY.