Hello I am Dr. Joey. Thanks for trusting me to help you and your pet today. I am a licensed veterinarian with over 15 years of experience. I look forward to working with you.
This does sound like a concerning mass. You are correct that surgical removal with histopathology (biopsy) is really the best next step especially if this is bothering her. If you can apply for Care Credit (www.carecredit.com) then find a vet in your area that accepts this, then that would allow you to pay this out over 6 to 12 months with no interest, depending on the plan offered by the hospital. Unfortunately, most hospitals will not do payment plans with new clients. :(
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