This is Dr. David
it looks like the other expert opted out.
I am glad you have seen several dermatologist face to face already.
I agree with your new dermatologist that this doesn't look to be fungal either.
what cream did your second dermatologist give you?
the spot on your chest could have been fungal or bacterial
you can have both fungal and bacterial infections on your skin at the same time.
every patients folliculitis and fungal skin infections can be different.
fungal infections tend to be itchy and stay flatter and tend to take longer to resolve with antifungal creams. and fungus tend to like to grow in dark warm moist environments.
just because a lesion on your chest cleared up with lotramin doesn't necessarily mean it was fungal. it could have cleared up on its own, even without the cream.
and you don't have a photo of that spot on your chest and your doctor's didn't see it either, correct?
ringworm skin fungal infections tend to be flat and itchy and sometimes scaly. none of the pictures you are uploading look like fungal skin ringworm infection.
the photos you have uploaded tend to look more like focal dermatitis or possibly a steroid dermatoses condition, possibly from local blocked skin pores.
excessive heat, blocked skin pores, lack of daily showering and exfoliation, new detergents or soaps, could cause these blocked skin pores on your body.
did your doctor give you a steroid cream to try?