Criminal Law Questions? Ask a Criminal Lawyer.
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May I ask if another car was involved in the accident? If so, is the other driver claiming injury?
I asked because the insurance company may require your records to check for anything that may have impaired your driving.
I think I should opt out for an expert that is more familiar with insurance law.
Good day, my name is Brandon. I have been a practicing attorney for ten years. Do we know why your medical records might be relevant to your case?
The reason I ask is that medical records usually aren't requested unless someone is claiming bodily injury. Are you claiming bodily injury?
An insurance company generally has a right to review medical records if it's necessary to evaluate their coverage liability. In those situations, it's not that the insured "must" provide the requested information, but your claim is usually likely to be denied if you don't, leaving you with responsibility for the bills. It's also noteworthy that if you caused an accident while under the influence of drugs or alcohol, that's something that normally won't be covered by your insurance anyway. Do you want to discuss your specific concerns about releasing the information, or does that answer your question?
What do you believe might be in your medical records that would be a problem?
Do you know if you had any blood tests taken that would reveal consumption of alcohol or use of the Xanax?
My name is ***** ***** I would be happy to provide general information regarding your question. As a reminder, all information provided here by JustAnswer is general in nature and does not constitute advice.
It looks like the previous expert has opted out of this question. I will try to help.
Please allow me some time to review everything that has been typed between you and the prior two experts.
So I have reviewed what has been discussed before along with the documents attached.
Besides a notation from the emergency room doctor stating that the patient has a history of benzodiazepine abuse and that is a risk factor, there does not appear to be any other notation nor lab testing for the determination of whether or not there was any substance in the patient's system nor any amount.
Additionally, PIP or medical payments claim are generally "no-fault," meaning that, unless there is a language in the provision that establishes otherwise, any negligence on the part of the insured in creating the accident (including, but not limited to being under the influence of any substance), will not affect the ability to use said PIP or Medical Payments coverage.
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***General information provided here is for educational and informational purposes only and does not constitute legal advice, nor should it be relied upon as such. It is always wise to consult with an attorney licensed in your jurisdiction as they would be in the best position to assist***