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The first thing you should do is report this to the police for forgery. It is, obviously, a crime for someone else to sign your name to a document of this nature.
However, there isn't much for you to do regarding a lawsuit against them. In order to bring suit, you must show that you were harmed in some way. While it may be strange and bothersome to you that your relatives took out a secret life insurance policy on you, you were not directly harmed by it. Also, another reason to report it to the police is that the insurance company may include that in their final report. The fact that you made a police report helps them determine that you were not a party to the fraud.