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HelloThis is Samuel and I will discuss this and provide you information in this regard.I suggest you contact the cell phone carrier and explain the situation. They will tell you if there is any money owed if you keep the phone. I suggest they are not going to want to prosecute because that costs them money. So if you can figure out from them what, if anything since you already paid a $200 deductible, is necessary so you can keep the old phone and sell it, that should be it.