Thank you for your question. I look forward to working with you to provide you the information you are seeking for educational purposes only.
Continuing to use the credit card of a deceased individual is legally considered to be credit card fraud, even if the deceased individual gave you permission to us prior to death. If you do not pay on the card and pay off the balance the credit card company can pursue the estate for the balance due and can also file credit card fraud charges against the users.
You need to get a local attorney involved in this, because anything you tell them at this point can be used against you for a criminal
case against you even though you are making payments and you want the attorney to speak on your behalf to them so nothing the attorney says would be used against you and they can resolve the case with an agreement from the company not to pursue any criminal charges and will get that from the company in writing.
I truly aim to please you as a customer, but please keep in mind that I do not know what you already know or don't know, or with what you need help, unless you tell me. Please consider that I am answering the question or question that is posed in your posting based upon my reading of your post and sometimes misunderstandings can occur. If I did not answer the question you thought you were asking, please respond with the specific question you wanted answered.
Kindly remember the ONLY WAY experts receive any credit at all for spending time with customers is if you click on OK, GOOD or EXCELLENT SERVICE even though you have made a deposit or are a subscription customer. YOU MUST COMPLETE THE RATING FOR THE EXPERT TO RECEIVE ANY CREDIT.
Also remember, sometimes the law does not support what we want it to support, but that is not the fault of the person answering the question, so please be courteous.
This is NOT the practice of law nor is it legal advice to you, it is merely educational information for you to use to seek out a licensed attorney in your state to get actual legal advice from them. Please use sites such as http://www.martindale.com or http://www.lexmundi.com or http://www.hg.org to find a local attorney to get actual legal advice in all matters.