Consumer Protection Law

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I sent TransUnion a dispute letter on June 24, 2021. They
second opinion] I sent TransUnion a dispute letter on June 24, 2021. They started working on the dispute on June 30, 2021. It is July 30, 2021 which they stated is the estimated date for last completi… read more
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I sent TransUnion a dispute letter on June 24, 2021. They
I sent TransUnion a dispute letter on June 24, 2021. They started working on the dispute on June 30, 2021. It is almost July 30, 2021 which they stated is the estimated date for last completion. Is th… read more
JKEsq
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I sent TransUnion a dispute letter on June 24, 2021. They
I sent TransUnion a dispute letter on June 24, 2021. They started working on the dispute on June 30, 2021. It is almost July 30, 2021 which they stated is the estimated date for last completion. Is th… read more
INFOLAWYER
INFOLAWYER
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The credit reporting agencies have me responsible for
The credit reporting agencies have me responsible for company debit and I verified with Bank it is in Company. My email is***@******.*** office(###) ###-####ext 3 or cell(###) ###-####… read more
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I settled with my lender over three months ago for about 50%
I settled with my lender over three months ago for about 50% of the balance ($10,000 out of $20,000). This was done through their collections agent, an attorney's office. Even though I have a settled … read more
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I recently went to Nissan to find out if I could trade in my
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GeofferyP
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Phillips Esq.
Phillips Esq.
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I am a victim of identity theft and it began back in march
I am a victim of identity theft and it began back in march of last year I was able to send a police report and ftc affidavit and statement stating that the accounts are not mine and copies of my ID an… read more
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Hi there, I was wondering if it is possible to have a Short
Hi there, I was wondering if it is possible to have a Short Sale removed from my credit bureau. We have excellent credit and have never made a late payment but when a renter of ours demolished a house… read more
Ely
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I am being pursued by a specific debt collector to whom I believe
I am being pursued by a specific debt collector to whom I believe I do not owe money to. In following the correct procedures, I filed a dispute along with documentation to support my claim to the debt… read more
Law Pro
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If an account which results in a collection was opened prior
If an account which results in a collection was opened prior to marriage, and if the account does not list the current spouse in any manner on the initial paperwork, can the spouse later be penalized … read more
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I was recently denied employment due to an item on my consumer
I was recently denied employment due to an item on my consumer report. I ran the report and it turns out that the item is not even mine. I actually disputed the item months ago but it remained. I cont… read more
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Hi, I was charged for 11,000 dollars for a service that
Hi, I was charged for 11,000 dollars for a service that I have not received. I would like to know how to I go about and get this charge off my credit report? It's showing negatively against me at the … read more
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Hi, I sent all 3 credit bureaus the sample letter you sent
Hi, I sent all 3 credit bureaus the sample letter you sent me and they all responded back that the account in question was verified. Do you have another sample letter that I can send again to continue… read more
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How long are businesses required to try and collect their bill
How long are businesses required to try and collect their bill prior to selling it to a collection agency? Can I get this collection item removed from my credit reports? In Jan 2007 we had to take my … read more
Ely
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Hello, There is a collection agency reporting on to my credit
Hello, There is a collection agency reporting on to my credit report. I don't think they have my social, but in their advertisment they state pay for shipping and handleing only and we will send you o… read more
Ely
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I discovered incorrect information on my credit reports. There
I discovered incorrect information on my credit reports. There were about five addresses in my personal information that I have never lived at. Four of them were addresses that my ex-wife has lived at… read more
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Can collection agency place collection on my credit report
Can collection agency place collection on my credit report if that is a my wife's medical bill ! and how are they able to obtain my SS No. ?… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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