Consumer Protection Law

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I have a medical debt from 2 years ago. I asked the debt
I have a medical debt from 2 years ago. I asked the debt collector to validate that they were legally able to collect on the account. They sent me an itemized bill that disclosed medications, tests do… read more
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I went to an er and put my mother as an emergency contact.
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Legal Eagle
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I am being contacted by a debt collection agency. I do not
Second opinion] i am being contacted by a debt collection agency. I do not owe the debt. I requested proof of the debt and they sent a bill saying I owe the debt from the original company. What do I d… read more
Jessica B
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My wife has an account in collection and it is reporting to
My wife has an account in collection and it is reporting to her credit report. We sent the collection company a letter of validation to validate the debt. They sent us a bill which is not proper valid… read more
legalgems
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I was a patient at a hospital in California on June 23,2016.
Hi , I was a patient at a hospital in California on June 23,2016. I have health insurance , they billed ,and received payment of 8,500. Patient responsibility $ 2,000. I was sent to collections on Jan… read more
Phillips Esq.
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I live in Florida, In Feb. and March of 2015 I sent 2
I live in Florida, In Feb. and March of 2015 I sent 2 validation letters out to an original creditor. They never responded to my request for validation. I received a letter dated March 22 2016 from a … read more
Lucy, Esq.
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What legal action do I have when a collection agency tries
what legal action do I have when a collection agency tries to collect on a bill I never received due to having the wrong address and after three weeks asking for this medical bill they altered the bil… read more
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I went to receive treatment from a medical provider. I am
I went to receive treatment from a medical provider. I am new to the USA and when I went to see them they told I had no met my “deductable” as yet. So they told me if I agree “verbally” to 25 visits (… read more
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Approximately a year ago I cleared up some debts that was placed
Approximately a year ago I cleared up some debts that was placed on my credit (they were removed) but now the original creditor has re-sold it to another debt collection agency and they have placed th… read more
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I really like asking you questions. I sent out a counterclaim
I really like asking you questions. I sent out a counterclaim and sued for FDCPA violations. They never validated the debt within the 30 day period. I sent the debt certified mail. They still are call… read more
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Hello: Quick summary: Sept. 2012, son fractures finger. Surgery
Hello: Quick summary: Sept. 2012, son fractures finger. Surgery follows. A Couple of months later I receive my explanation of benefits letter from insurance company saying they paid all but $1,120 to … read more
Thomas McJD
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Hello, Regarding California law concerning privacy of personal
Hello, Regarding California law concerning privacy of personal medical records. In 2010, I had no insurance and had an accident around my home in which I needed surgery. I was self-employed with low i… read more
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I live in Florida. Medical bill collectors are harrasing me
I live in Florida. Medical bill collectors are harrasing me daily. I want to avoid legal action. How should I proceed; in which order should I pay , should I pay docyors and hospitals instead of colle… read more
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A collection agency, Midland Funding, responed to my request
A collection agency, Midland Funding, responed to my request of proof of a debt with 2 copies of bills from the account in question showing that at the time of billing the debt was current. They also … read more
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I did a short sale in November of 2008. I had 2 mortgages.
I did a short sale in November of 2008. I had 2 mortgages. The second mortgage was with Citi Mortgage. The short sale went through and I received a 1099 from both mortgage companies. They each receive… read more
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Had company unlock my car and was grossly overcharged ($191). Phone book ad appeared as if company were local and would offer discounts to Yellow Book Customers. Was promised quick arrival and waited … read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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