Consumer Protection Law

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Ive been sued for a delinquent $600 credit card bill. I know
Ive been sued for a delinquent $600 credit card bill. I know you mentioned earlier that i just needed to ask for a settlement of the debt with a hardship reduction. Is it okay to ask for it via email?… read more
INFOLAWYER
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I have an old account (Credit Card) that I ended up with a
I have an old account (Credit Card) that I ended up with a large balance from a divorce. I defaulted on the credit card do to the my I was working for going Out of business around 2000. The Credit Car… read more
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I recieved a letter that stressed me out just as we were in
I recieved a letter that stressed me out just as we were in the process of applying for a VA loan a mysterious "collections" letter from "HBC" Bank one Ive never heard of for $10,600 came in the mail.… read more
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Back in 2008 my Son was planning to get married. He and s
Back in 2008 my Son was planning to get married. He and his fiancé opened an account at a jeweler and purchased a ring via a monthly payment plan. Their plans fell apart and the ring was returned. But… read more
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Hello, I had old credit card debt and LVNV funding LLC, bought
Hello, I had old credit card debt and LVNV funding LLC, bought it from arrow head, which they are the same company using a different name from Washington Mutual which is where I had my credit account … read more
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My husband of one year apparently bought some furniture from
My husband of one year apparently bought some furniture from wicks who is no longer in business in 2003. Ten years later he gets court documents saying he has a week to go to court. Lvnv a collector b… read more
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a credit collection agency filed a judgment against me four
a credit collection agency filed a judgment against me four year ago, for a debt that my ex-wife run up on my credit card. the orginal debt is 10 years old. the law in the state of Texas is past the s… read more
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LVNV Funding (a junk debt buyer) hired a law firm in SC to
LVNV Funding (a junk debt buyer) hired a law firm in SC to sue me for a debt they purchased from an old credit card. I received the summons, didn't understand it - but wrote a letter to the law firm a… read more
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I was being sued from an old credit card debt and found this
I was being sued from an old credit card debt and found this out before I was served a summons to court. I called the credit card company and they told me to call what ended up to be the law office wh… read more
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David L
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I recently received a letter from a local attorney stating
I recently received a letter from a local attorney stating they are attempting to collect a debt and I have 30 days to dispute this in writing, etc. They are representing a junk debt buyer. After revi… read more
cfortunato
cfortunato
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Ok since I have now receved a letter from this local attorney
Ok since I have now receved a letter from this local attorney saying they are attempting to collect on behalf of LVNV and attorneys are expempt from the license requirement does that get LVNV off the … read more
cfortunato
cfortunato
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I am trying to settle two of my citi credit cards. These accounts
I am trying to settle two of my citi credit cards. These accounts are currently in collection with UCB. They have accepted my settlement offer and sent me the following settlement letter via email. Is… read more
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Question Can a creditor place a business credit card debt
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Hi, I have a couple of questions for you. Due to the recent
Hi, I have a couple of questions for you. Due to the recent down turn in the economy, my husband and I have found ourselves unable to make our credit card payments. We were house flippers for several … read more
INFOLAWYER
INFOLAWYER
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i was served yesterday a petition that i am being sued by lvnv
i was served yesterday a petition that i am being sued by lvnv funding. my credit card was with capitol one. lvnv purchased the the debt. i stopped making payments on 03.08. i lost my job in 03.10. my… read more
INFOLAWYER
INFOLAWYER
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i was sued by lvnv for an outstanding debt to american exp.
i was sued by lvnv for an outstanding debt to american exp. the amount i was sued for was 5K on my credit report lvnv listed 8K the amount from a e is 600 dollars! i sent documentation to lvnv their a… read more
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My problems began when I closed a Bank of America MBNA Visa
My problems began when I closed a Bank of America MBNA Visa card in 2002/2003. MBNA agreed to reduce the debt if I paid in full and closed the account. I sent payment for the adjusted total. MBNA then… read more
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My mother, who lives in Oklahoma, received a letter from a
My mother, who lives in Oklahoma, received a letter from a law firm representing a credit card co. stating that she needs to list her assets and return it to them within 10 days of the date on the let… read more
Law Answers
Law Answers
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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