Consumer Protection Law

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My car was repossessed I want to say in 2009 or 2010. It was
my car was repossessed I want to say in 2009 or 2010. It was sold in auction and I was mailed a bill back then for $3,000 - $3500 but was unable to make payments. Now I have a mediation company statin… read more
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I purchased a vehicle while living in Texas. I then moved to
I purchased a vehicle while living in Texas. I then moved to Nevada and afterwards had the vehicle repossessed. The original lien holder sold the balance of the debt to a collection agency. Texas proh… read more
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CA. Collection of a debt question. 20 years ago the car company repossess the car. There was a $10,000 deficit that was owed to the car company. Car Company doesn't do anything at all until 20 years l… read more
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I stopped making payments on my car loan since November of
I stopped making payments on my car loan since November of 2014. The bank initially in December said they would repo the car but since the car was a used car 2004 Volvo they do not want it. In January… read more
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A collection agency is attempting to garnish my wages
A collection agency is attempting to garnish my wages for a repossessed car I gave back willingly in 2007, threatening if I don't pay a lump sum this will happen immediatly,can they do that?… read more
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My student loans are garnishing my a descent chunk of my paycheck.
My student loans are garnishing my a descent chunk of my paycheck. I barely made rent this month. I have two car payments and three children,groceries that I can not purchase due to this garnishment I… read more
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After seeing similar questions asked in my situation, I thought
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my car was repossessed and sold at an auction, i am now supposed
my car was repossessed and sold at an auction, i am now supposed to pay the remaining $3,000. i was unable to make the car payments being a new single mom and am still not able to pay a min. of $380/m… read more
RobertJDFL
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June 16, 2012 Vehicle was repossessed, state of Oregon, aprox
June 16, 2012 Vehicle was repossessed, state of Oregon, aprox March 2006. Received papers from the County's small claims Dept. in April 2006 for $4700. I did not pay or respond at the time. The car de… read more
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I just learned today, from an old employer that an organization
I just learned today, from an old employer that an organization in trying to garnish my wages due to an old car repossession. I have alot of other (old) credit card debt that I have beened summoned to… read more
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Hello, How do I resolve an Abstract of Judgment Currently,
Hello, How do I resolve an "Abstract of Judgment"? Currently, I am unemployed and do not have any money or assets. This case is from 2004. To date, I have successfully paid off all of my credit cards … read more
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My husband and I purchased a 2004 Monaco LaPalma motorhome
My husband and I purchased a 2004 Monaco LaPalma motorhome in June 2004. The purchase price was $140K and we financed $124K. In May 2009 we received a Interim Notice of a safety recall on our motorhom… read more
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Let me put it this way, what is the likelihood that they would
Let me put it this way, what is the likelihood that they would sue? How common is it for them to come after me for balances of that amount? And again, is there any other way for me to get out of it?… read more
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I have two cars in my name one was totaled due to my daughter
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Can wages be garnished if a car is repossed and sold at aucton
Can wages be garnished if a car is repossed and sold at aucton for less then the owed amount?… read more
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I had my vehicle repossessed in February 2007. It is now 2009
I had my vehicle repossessed in February 2007. It is now 2009 and I had thought that my debt was cleared because they got enough at auction but they just sent out a notice last friday saying I still o… read more
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As cosigner of an auto loan, the lender now seeks satisfaction
As cosigner of an auto loan, the lender now seeks satisfaction of the debt from me. (The amount due is $7,000. The auto is in the name of my former spouse.) I understand my legal obligation. What are … read more
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If your car is repossesed in the state of Florida can the creditor
If your car is repossesed in the state of Florida can the creditor garnish wages to pay the deficency after the sale of the car?… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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