Consumer Protection Law

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almost 10 years ago in the state of louisiana, my banking account
almost 10 years ago in the state of louisiana, my banking account was garnished. Chase bank gave them all my money including 1000.00 that was "Overdraft Protection". when i went to the bank i was told… read more
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a credit collection agency filed a judgment against me four year ago, for a debt that my ex-wife run up on my credit card. the orginal debt is 10 years old. the law in the state of Texas is past the s… read more
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I recently recieved a phone call from a person who represented himself as a individual working for a law firm debt collection service saying I owed them $8,000 from a credit card balance in California… read more
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My dad was financially abused when he was living in his own home, and now I have creditors coming at him from credit card companies stating he owes money from credit cards charged up. He also has a re… read more
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I have been contacted about a debt from at least 10 years ago. I live in the state of Minnesota. I had attempted to pay this debt years ago but the person from the collection agency refused to let me … read more
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A creditor wrote off my credit card debt back in 2007, a collector, National Recovery trie
A creditor wrote off my credit card debt back in 2007, a collector, National Recovery tried to collect it from me in 2008, but then dissolved themselves! Now, 2011, another collector is threatening ju… read more
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Is there a statute of limitations for how long a credit card
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I live in California. Can a collection agency take you to
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Ok, here I go again with my same problem. Maybe Im stupid
Ok, here I go again with my same problem. Maybe I'm stupid but I believe that I have legal remedy here. Before I start spending money on attorneys here it is again: Sold my investment condo in Fl by s… read more
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I owe credit card debt. Lost approx 65% of my income 3 years
I owe credit card debt. Lost approx 65% of my income 3 years ago, and now on Social Security beginning this month. I have explained to the collection agencies it is impossible for me to make payments … read more
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I HAVE RECEIVED A CALL AND A LETTER FROM A DEBT COLLECTER THIS
I HAVE RECEIVED A CALL AND A LETTER FROM A DEBT COLLECTER THIS WEEK. THIS SAME COMPANY CONTACTED ME ABOUT 4OR 5 YEARS AGO FOR THE SAME DEBT. THIS ACCOUNT WAS SETTLED OR SO I THOUGHT IT WAS AND THAT WA… read more
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I HAVE UNPAID CREDIT CARD ITS BEEN WELL OVER FOUR YEARS THAT
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We have a debt which originated in California. We live in Oregon.
We have a debt which originated in California. We live in Oregon. The statute of liminations in California is four years, in Oregon it is six years. The collection agency has filed a claim in small cl… read more
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I live in FL. In 1999 I had a dispute with a CC company as
I live in FL. In 1999 I had a dispute with a CC company as to the balance where they said it was doubled. The has never been any legal proceedings against me to collect since 1998. I just got a nasty … read more
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I have a collection agency after me for a debt from years back . they gave me a 10 day summons and i replied due to their dates being wrong. that bought me some time. However the reply they gave was a… read more
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When does the statue of limitations start for Colorado I had
When does the statue of limitations start for Colorado? I had a credit card and the last payment I made on the account was Jan. 2002. The credit card company closed the account in March 2002. The stat… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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