Consumer Protection Law

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I live in Kentucky. I have a credit card with my local
I live in Kentucky. I have a credit card with my local credit union. The credit card is delinquent by a few payments. Recently, the credit union sent my a letter stating that they were going to reposs… read more
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I have not filed a complaint because I don't know what to do. My question is about a "Revolving Loan." Is this type of an agreement legal? I had a standard signature loan with Beneficial Financial bac… read more
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If I have a delinquent account (credit account) with the bank
If I have a delinquent account (credit account) with the bank can the bank withdraw money from my checking/savings account to pay the delinquent amount without my permission. I got something in the ma… read more
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I am not sure I put this in the right category but could not see a Student Loan category. I have a student loan question. I racked up a lot of student loan debt from attending graduate school for seve… read more
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I got a loan from beneficial, which is now house hold bank back in 2005. when I got the loan, I asked the loan officer if it was a simple interest loan. He assured me several times that it was not a s… read more
INFOLAWYER
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I had my tax deposit check directly deposited into my account
I had my tax deposit check directly deposited into my account at my credit union, I was behind on a payment there and the credit union took that amount out of my taxes and made me currect on that VISA… read more
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I recently purchased a car. I walked into a dealership with
I recently purchased a car. I love the car, not the dealership. I walked into a dealership with a specific car in mind and a pre-approved financing letter from my local Credit Union. I was pre-approve… read more
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My dad just got a new truck and signed the papers. They gave
My dad just got a new truck and signed the papers. They gave him the truck without payment and they took it back after dad put 5-600 mi. on it because the money did not come out as fast as we expected… read more
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First of all, I would like to understand the qualifications of the lawyer who would like to help me with this matter. I would request to work with someone that has some debt collection background if p… read more
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Divorce was final on Jan. 6 2011. However, the financial part
Divorce was final on Jan. 6 2011. However, the financial part was agreed to be settled at a later date. The vehicle that I drive was refinanced by my ex-husband credit union and the payments were base… read more
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I have 2 current loans with my Credit union. Neither loan is late or due for renewal. Recently, I've become unhappy with my Credit union for some of their business practices. A few days ago my Credit … read more
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We have a car loan through Wachovia auto. Recently they withdrew an authorized automatic payment from my husband's checking account. We've recently moved and our home phone has not been hooked up yet.… read more
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Hello, I have 3 accounts with a credit union. I had fallen a little behind on my accounts due to getting hurt at work and being on disability. I have disability insurance on an auto loan and whats kno… read more
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my husband & had a car and a truck financed with gte federal credit union. his truck was bought on a 66 month loan in 2003, mine on a 48 month loan bought in 2005. a few times since then we had lost o… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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