Consumer Protection Law

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Student loan debt question. Had loans originated in 2001 and
Hello, Student loan debt question. Had loans originated in 2001 and 2003, never paid or had any contact with Dept of Ed after disbursement. Loan fell into default around 2004. Fast forward until now. … read more
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Hi! My wife has over $100K in private student loans currently owned by Navient. A few years ago, she began defaulting on her loan payments, and (2 years ago) a debt collection service began contacting… read more
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I am a 60 year old grandmother and my daughter has racked up
I am a 60 year old grandmother and my daughter has racked up over $15,000 in loans/credit card payments and has not paid these bills since July. I am receiving calls from the credit card payment at home and at work and she has now refused to pay which is currently affecting my credit. I need assistance is meeting with someone tomorrow to file a law suit. … read more
KLAW
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I have a student loan with Keybank around $30k. It was
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I have a student loan with csn in Sweden, who has referred
I have a student loan with csn in Sweden, who has referred my debt to an american collection agency now, about $2000. Does that hurt my american credit report? Also I have a lot more debt with them th… read more
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I have a Keybank private loan, charged off a few years ago.
I have a Keybank private loan, charged off a few years ago. keybank offered settlements a few times; however, I was not in a position to come up with the cash. The outstanding balance is approx 90K. K… read more
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Im writing to ask about a situation with an old/er private
I'm writing to ask about a situation with an old/er private student loan. Basically, when I left college I was pretty financially reckless due to a high stress job that was screwing up my priorities. … read more
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I defaulted on a student loan held by Texas Guaranty. Their
I defaulted on a student loan held by Texas Guaranty. Their website offers a rehabilitation program to improve my credit. However, I see from my credit report that the loan was sold to the Regional Ad… read more
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I bought a timeshare back in May? of 2001. After 9-11 my business
I bought a timeshare back in May? of 2001. After 9-11 my business suffered and I went from making $3000/month down to barely $400/month. I stopped paying on the timeshare sometime in 2002. Now I am ge… read more
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Is there a statue of limitations on private student loans?
Is there a statue of limitations on private student loans? How does defaulting on one affect me?… read more
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Upon graduating college in 2006, I accumulated approx 8k in
Upon graduating college in 2006, I accumulated approx 8k in student loans through the Student Loan Corporation. In 2011, i stopped paying on the 3 loans due to resigning from my job to take care of my… read more
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a debt collection agency recently said my wife has an outstanding
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Student Loan Statute of Limitations Question. I went to Southern Virginia University in 19
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I was recently contacted by a collection agency for a debt from 1988. I asked them to verify the debt so that I could determine if it was a valid debt. So far what I've been told is this was for some … read more
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hello. in regards to fair credit reporting act, negative information
hello. in regards XXXXX XXXXX credit reporting act, negative information is deleted after 7 years, with exception to federal student loans, the loans can be reported indefinently, if I'm not mistaken.… read more
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I have a loan that I am disputing. It is past the statute
I have a loan that I am disputing. It is past the statute of limitations, but I'm trying to avoid the charge off. If the lender (who is now defunct- and an attorney's office is attempting to collect) … read more
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Hi JohnWE spoke 2 days ago about creddit card debt.I have
Hi John WE spoke 2 days ago about creddit card debt. I have pulled my credit report and heres my question I live in az,The statue has run out on alot of the debts but they keep getting transfered to a… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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