Consumer Protection Law

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A debt collection firm repeatedly contacts me by mail -- now
A debt collection firm repeatedly contacts me by mail -- now at my new address in New Mexico, formerly Calif -- allegedly claiming I owe money to TMobile. I don't. I have told them dozens of times som… read more
Loren
Loren
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I have a medical account in collections. I was told the
I have a medical account in collections. I was told the additional medical test would cost me $50 (insurance did not cover it) and I agreed to pay that amount. I was sent a bill for the $50 by the hos… read more
Richard
Richard
Owner
Doctoral Degree
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Two days ago, I got medical collection item showing on my
Hi Two days ago, I got medical collection item showing on my credit report. The collection agency reported debt to Experian with the date of delinquency starting March 2016 which is incorrect informat… read more
Barrister
Barrister
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I was contacted first time on Nov 22, 2015 by a collection
I was contacted for the first time on Nov 22, 2015 by a collection agency I had no idea what Account he was referring to and trying to collect since the only account that I had ever had for the compan… read more
Dwayne B.
Dwayne B.
Juris Doctor
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I have a collection account listed on my credit report and
I have a collection account listed on my credit report and would like to remove it . The account originated in 2008 when I lost my job and could not pay my sons nursery school tuition. In 2011, I cont… read more
DrakeLAW
DrakeLAW
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1,038 satisfied customers
There is a credit card collection agency that has been calling
There is a credit card collection agency that has been calling and harrassing me. They are trying to get me to pay a credit card that was fraudulently opened under my name in 1998. They are not sendin… read more
Zoey_ JD
Zoey_ JD
Doctoral Degree
30,283 satisfied customers
I purchased a sofa from Thomasville Furniture in 11/2013.
I purchased a sofa from Thomasville Furniture in 11/2013. They delivered it on 1/5/2014. When I received the sofa it had flaws all over it. I tried to get them to take it back but they refused. I call… read more
Maverick
Maverick
Doctoral Degree
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Dispute validity of debt within 30 days of receiving a collection
Dispute validity of debt within 30 days of receiving a collection notice I was unaware of, then what? If you pay it do they have to remove it from your credit report? The debt did have billing errors … read more
Loren
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I just joined the military and while I was away at training
I just joined the military and while I was away at training I had an account go to collections. The apartment I moved out of the power company was still charging and sending the bill to that address. … read more
Tina
Tina
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Doctoral Degree
31,168 satisfied customers
I disputed a medical collection 5 months ago that was not verified
I disputed a medical collection 5 months ago that was not verified and removed from my credit reports. Last week the item was added again to my credit report from the same original creditor, same amou… read more
MDLaw
MDLaw
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Post-Doctoral Degree
358 satisfied customers
A credit repair company told me that if a debt has been sold
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Law Pro
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Doctoral Degree
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I had debt from a doctors office we were paying monthy on
I had debt from a doctors office we were paying monthy on a set up payment did not miss apayment, after about 4 months it was turned over to a collections company we just found this out by my credit r… read more
RJ
RJ
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3,048 satisfied customers
I have an old debt from a final phone bill from 2003. In february
I have an old debt from a final phone bill from 2003. In february of 2011, a collections agency put the collection on my credit report. I have treid three times to get it off because the debt is older… read more
David L
David L
Doctoral Degree
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I received a letter in the mailt he other day from a collection
I received a letter in the mailt he other day from a collection agency with several accounts on it that I owe money on ( I am aware I owe money on them) mostly medical bills, and a couple of utility b… read more
cfortunato
cfortunato
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IN 2001 I INCURRED A MEDICAL BILL IN THE EMERGENCY SECTION
IN 2001 I INCURRED A MEDICAL BILL IN THE EMERGENCY SECTION OF A LOCAL HOSPITAL. LAST YEAR, 2009, I BEGAN GETTING CALLS TO PAY A BILL FOR $500 THEY CLAIMED MY INSURANCE COMPANY, UNITED HEALTH CARE - ST… read more
legaleagle
legaleagle
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Doctoral Degree
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My problems began when I closed a Bank of America MBNA Visa
My problems began when I closed a Bank of America MBNA Visa card in 2002/2003. MBNA agreed to reduce the debt if I paid in full and closed the account. I sent payment for the adjusted total. MBNA then… read more
Tina
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I have a credit agency attempting to collect a debt for a credit
I have a credit agency attempting to collect a debt for a credit card bill that I never received. I was pressured to open a Gap card in Oct 07 for a $140 purchase. I never received the bill and called… read more
socrateaser
socrateaser
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My husbands son (over the age of 18) went to a hospital in
My husband's son (over the age of 18) went to a hospital in another state 5 years ago, and apparently there is still an amount owing on the hospital bill. We only found out about the debt this summer … read more
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N Cal Atty
JD
7,498 satisfied customers

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John

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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