Consumer Protection Law

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Not sure if you can help, hope you can. I was receiving
Not sure if you can help, hope you can. I was receiving cosmetic service from a local business which had me sign a contract to finance my procedures. The total amount was $1,200, with 0 interest rate. The total was divided into eight payments each of $150.00 each. Payments were giving at the time of service/session. I completed 7 sessions. However, due to work, I was unable to complete my last, 8th, session. I called the clinic and agreed to pay the last, 8th, session of $150 even though I was not going to receive the treatment. The clinic then tells me that I had a remaining balance of $650.00. When I asked for an explanation, they stated that I had agreed to get an additional two sessions with a cost of $250.00 each. I told them to send me a picture of the contract that I had signed, which they did. I noticed that they added, handwritten, the two additional sessions. I explained to them that I never agreed verbally to add two additional sessions. The contract was signed with 8 sessions and a total of $1,200. Once again I offered to pay the last, 8th, visit of $150.00. However, they did not agree and threatened to send my account to collection if I didn't pay the $650.00. … read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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