Consumer Protection Law

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I purchased a car from a car lot, had an accident my

I purchased a car...

I purchased a car from a car lot , had an accident my insurance claims adjuster wanted to pay the car off. The loan company wanted the sales tax included so I had the insurance claims adjuster include the sales tax to close the claim. The loan company continued to call my phone even after the claims adjuster agreed to pay the car off. Just want to know my rights ?

Lawyer's Assistant: What state are you in? And is a local attorney or other consumer protection advocate helping with this?

Nevada

Lawyer's Assistant: What steps have you taken so far?

This is the first step

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

No that's fine

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3/28/2018
Infolawyer
Infolawyer, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 63,008
Experience: Licensed attorney helping individuals and businesses.
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Customer reply replied 3 months ago
I need to make sure that my credit is not going to be affected in a negative way. Do to the fact that it took them so long even after the adjuster had already gave them the break down and the sails taxes to give my adjuster the letter of guarantee so that they can get paid. It took them two months and during that time they kept on hurrassing me and sending letters saying they was going to repossess the car that they know is totalled and they know we don't have. Will this affect my credit negatively. And can I seek legal action
First, A lawyer letter from a local lawyer can be effective in several ways. It can avoid costly litigation and help bring about a settlement. It also helps organize the claim and if it goes to court shows the judge you tried in good faith to resolve it!By being prepared and pressing your claim, the other side should feel the pressure and consider the risk of losing and legal fees. That realization can help bring about a settlement!Court action could be filed as well. You want to prepare your case by creating a time line starting from the earliest event. For each event, write down key details and witnesses and if there is a document that relates to it, save it and refer to it. This timeline can be very valuable in narrating your case and presenting it later in a concrete and specific way.
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Infolawyer
Infolawyer, Lawyer
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Satisfied Customers: 63,008
Experience: Licensed attorney helping individuals and businesses.
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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