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I had a loan with a Bank. Just before the Bank got sold,

Customer Question
I had a loan...

I had a loan with a Bank. Just before the Bank got sold, their lawyer was able to get a judgement on me without me knowing and later got a Garnishment. My $20K CD was taken. He went into my accounts and took all the money until a lawyer accused him of over reaching. This all happened 3 years ago. Out of the blues he showed again this year with papers on my vehicle and wants more money on behalf of the bank, Certus Bank, that has already been sold. What are my options?

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

Georgia

Lawyer's Assistant: What steps have you taken so far?

I got in touch with the lawyer who called him out the first time, but I am weighing my options. His action is suspicious. I just settled some other loans with another Bank 2 months ago

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

I will like to know my Rights and Options

Submitted: 1 month ago.Category: Consumer Protection Law
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Answered in 4 hours by:
3/18/2018
Consumer Protection Lawyer: WiseOwl58, Lawyer replied 1 month ago
WiseOwl58
WiseOwl58, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 4,415
Experience: Consumer Protection Expert and Advocate
Verified

If the bank was sold, then this officer has no legal right to come after you. It looks like he is doing illegal collection activity, so I would suggest you get his contact information and report him to the police in your city for prosecution. He is taking advantage of you now, and you should have criminal charges brought against him.

Please rate five stars ***** by clicking on five stars ***** and press SEND.

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Consumer Protection Lawyer: WiseOwl58, Lawyer replied 1 month ago

Please rate five stars ***** by clicking on five stars ***** and press SEND.

A bonus is appreciated after you rate.

Good luck to you. I wish you all the best.

Ask Your Own Consumer Protection Law Question
Consumer Protection Lawyer: WiseOwl58, Lawyer replied 1 month ago

Please rate five stars ***** by clicking on five stars ***** and press SEND.

A bonus is appreciated after you rate.

Good luck to you. I wish you all the best.

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Category: Consumer Protection Law
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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