Consumer Protection Law

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I have a question regarding cashing of a check. We issued a
Hello, I have a question regarding cashing of a check. We issued a check to someone over 2 years ago and the check was never cashed. Are we obligated to honor this check after this amount of time? We … read more
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In 1994 my brother, a resident of NYS and myself purchased
In 1994 my brother, a resident of NYS and myself purchased a home in NC. I have lived in this home since, am now married, and want to know if a lawyer acting as a debt collector on a Promissory note t… read more
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We did a deed in lieu sept of 2004 on a Mobile home and we
We did a deed in lieu sept of 2004 on a Mobile home and we settled for $4000.00 and the account was suppose to be fully settled. I still have a copy of the certified check with the amount that was iss… read more
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Good afternoon, I overdrafted an account in 2005. In 2008,
Good afternoon, I overdrafted an account in 2005. In 2008, I opened a new account with the same bank. In order to do so, I provided them with a cashier's check in the amount of the negative balance of… read more
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can lenders "pay" an amount on your account to keep it from
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Hello. I have asked questions regarding this problem in the
Hello. I have asked questions regarding this problem in the past. I had an account that went to collections about nine - ten years ago, that has now come back to haunt me. A collection company called … read more
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if you remember me, I asked about my MH since I spoked with
if you remember me, I asked about my MH since I spoked with you I did as you sugested. I went to my bank the next day 1/15/13 and put a cancelation on them taking money out of my account. on 1/18/13 t… read more
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Thanks LawGuy. I just tipped you. Dont understand how you
Thanks LawGuy. I just tipped you. Dont understand how you guys get paid so I will keep writing NEW questions to assure you do for each response. Question: I would like a Settlement Agreement template … read more
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Im having trouble with a collection agency. They want to collect
Im having trouble with a collection agency. They want to collect on a credit card my wife cosigned on for her ex husband in 1995. A collection agency contacted us in 2010. I should have checked it out… read more
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Hello. I received a Civil Action Lawsuit from a lawyer stating
Hello. I received a Civil Action Lawsuit from a lawyer stating that I am being sued for a set amount plus attorneys fees etc. I have no recollection of this account. The account is for JCPenny, and su… read more
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I have an employee who 5 years ago, opened an account at a
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Hello, my name is XXXXX XXXXX I own a small music recording and
Hello, my name is XXXXX XXXXX I own a small music recording and production company in Boston Mass. Last summer I hired a a recording engineer to help me mix and master a few songs that I had planned t… read more
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If we send a certified letter to a collection agency asking them to validate debt of an account. Can we ask them to verify by law that they can collect on my account. Another words can we ask for the … read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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