Consumer Protection Law

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Auto loan payments deferred under fcra etc... if auto loan
Auto loan payments deferred under fcra etc... if auto loan company excepted a deferment as payment moved to the end of the loan and extending terms can they report that payment as late? … read more
Phillips Esq.
Phillips Esq.
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JD
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I co-signed on a car loan for my son, the title is in his
I co-signed on a car loan for my son, the title is in his name only. The car loan paperwork (account) came through in my name. The dealership is telling me that's because my credit score was higher th… read more
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If I co-sign for my boyfriends car can we write a contract
If I co-sign for my boyfriends car can we write a contract stating if he doesn't make payments then he is responsible? Also get it notarized … read more
P. Simmons
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Credit score question: I had student loans with ACS since
Credit score question: I had student loans with ACS since 2003 and hadn't missed payments until recently. In August of this year, I informed ACS that I was currently unemployed, had built up debt rece… read more
Brandon M.
Brandon M.
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I am a cosigner for a car loan that has turned into a straw
I am a cosigner for a car loan that has turned into a straw purchase. I do not drive the vehicle, I don't know where the vehicle is, and according to a recent notice from the bank apparently the insur… read more
Maverick
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My co-buyer wishes to take me to court over a vehicle i was
my co-buyer wishes to take me to court over a vehicle i was listed on a loan as primary. the agreement was that she would pay and be sole user of the car. for 24months she had the car. late payments, … read more
Irwin Law
Irwin Law
Juris Doctor JD
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Used car dealer used lender to make a car loan to us, stating
Used car dealer used lender to make a car loan to us, stating our credit score of 583 required a discount lender to charge us $500 in addition to the car loan of $11000 after our $3000 down payment. I… read more
Infolawyer
Infolawyer
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Doctoral Degree
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hi Law ProI cosigned for a car for my sister about a year
hi Law Pro I cosigned for a car for my sister about a year ago. Recently she missed some payments so I received calls about paying the car note. I asked why are you calling me because I am just the co… read more
Law Pro
Law Pro
Doctoral Degree
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Hello Attorney Lawson, I am co-signer on my daughters students
Hello Attorney Lawson, I am co-signer on my daughter's student's loan. I had to file bankruptcy due to a work related injury and am now on SSDI. My daughter is still in college. Within the last month … read more
Terry L.
Terry L.
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Hi, bought a Lexus Suv in Aug of last year at a Lexus dearlership.
Hi, bought a Lexus Suv in Aug of last year at a Lexus dearlership. I asked Saleman John to see a Carfax report on the suv, he should me a Carfax report on a difference suv same year and model. About 2… read more
LegalGems
LegalGems
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Hi I live in Tennessee,I have a defaulted PRIVATE STUDENT LOAN
Hi I live in Tennessee,I have a defaulted PRIVATE STUDENT LOAN through Chase that has been referred to National Recovery Group collection agency which I am sure eventually will seek a court judgement … read more
Alex Esquire
Alex Esquire
Managing Attorney
Doctoral Degree
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Hello- My daughter is listed on my credit report as being,
Hello- My daughter is listed on my credit report as being, with myself, a responsible party on a HSBC Orchard credit card. I owe $2400.00 on the card. I have been making payments faithfully. It appear… read more
Dylatess
Dylatess
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Okay, here goes. 3 years ago, My brother down in New Jersey
Okay, here goes. 3 years ago, My brother down in New Jersey had bought a car, and the dealership had let him take it home on a friday without getting the official approval. Come monday morning, he is … read more
Infolawyer
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Doctoral Degree
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my dad, who co signed my student loans, filed for bankruptcy
my dad, who co signed my student loans, filed for bankruptcy last year and now the bank is demanding that I pay my entire balance in full immediately. The loans were in deferment until next year. My q… read more
MShore Law
MShore Law
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Good Evening - My Mom was served notice of special civil suit
Good Evening - My Mom was served notice of special civil suit for default of a New Jersey Retail Installment Contract and I am assisting her as she scared and doesn't understand (I'm in CA). In 2008 s… read more
Barrister
Barrister
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I coo signed a student loan in 2001 in amount of 5 thousand
I coo signed a student loan in 2001 in amount of 5 thousand dollars...my nephew then deferred this loan without my consent nor notification. 9 months agoi receivved a letter saying that the borrower w… read more
MDLaw
MDLaw
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4 years ago my daughter put in for a student loan which she
4 years ago my daughter put in for a student loan which she had asked me would I be willing to co-sign. I told her we would see, but apparently she proceeded to put the loan in without my being able t… read more
MDLaw
MDLaw
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Post-Doctoral Degree
358 satisfied customers
my credit score is in the 650 range and i am trying to get
my credit score is in the 650 range and i am trying to get it back in line. one issue is with an old car loan from 1998. because of divorce the car was repo'd and sold at auction. there was a balance … read more
Phillips Esq.
Phillips Esq.
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Infolawyer

Infolawyer

Lawyer

7,125 satisfied customers

Licensed attorney helping individuals and businesses.

Ely

Ely

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3,436 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

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1,679 satisfied customers

Attorney,17 years experience in consumer protection areas

P. Simmons

P. Simmons

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1,227 satisfied customers

16+ yrs. of legal experience.

LADY LAWYER

LADY LAWYER

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748 satisfied customers

Consumer Lawyer

RGMacEsq

RGMacEsq

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604 satisfied customers

Licensed Texas General Practice Attorney

RobertJDFL

RobertJDFL

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Experienced in multiple areas of the law.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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